Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market PLAY: It Costs HOW Much? PLAY: Types of Car Insurance MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? When the Mean is Nice What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? You Just Gotta Habit! RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! FINE PRINT: Schumer Box MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action PLAY: The Bean Game PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging MOVE: Types of Employment MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates